Certificates of Deposit (CDs)
Secure Your Savings with a Fixed Rate of Return.
Looking for a reliable way to save for future expenses like a home down payment or a special event? GCU's Certificates of Deposit offer a safe investment choice designed to meet your specific savings goals. By locking in your funds for a predetermined term, you benefit from higher interest rates compared to regular savings accounts, helping you grow your savings steadily and predictably.
Why Choose a GCU Certificate of Deposit?
- Higher Interest Rates: Enjoy better returns than standard savings accounts, perfect for your long-term financial objectives.
- Flexible Terms: Choose from a range of terms to best suit your saving timeline (refer to our current rates for more details).
- Low Minimum Balance: Start with as little as $500 and build your savings from there.
- Senior Advantages: Members aged 65 and older qualify for even higher interest rates.
- Penalties for Early Withdrawal: Withdrawals before the maturity date are subject to penalties which help you stick to your savings plan.
Features at a Glance:
- Competitive, fixed interest rates
- A variety of terms to match your financial goals
- $500 minimum to open
- Bonus rates for seniors 65+
View Current Rates and More Stay informed about our latest rates and full details by visiting our Current CD Rates.
Ready to Optimize Your Savings? Open Your Account Today!
* Subject to membership eligibility. Early withdrawal penalties and terms and conditions apply.
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