Business Services Overview
Tools to Help Your Business Run Smoother
At Guadalupe Credit Union, we partner with local businesses across Northern New Mexico at every stage—from startups and sole proprietors to established small businesses. Whether you need a reliable business checking account, financing to grow, or tools to manage day-to-day operations, we offer practical solutions backed by local decision-making and personalized support.
We believe business banking should be clear, accessible, and built around how you actually operate.
What We Offer
- Business Accounts: Manage your business finances with checking and savings options designed for everyday operations. Our business accounts help you separate personal and business finances, track cash flow, and stay organized with access to online and mobile banking tools.
- Business Loans: Lending solutions to support growth and working capital needs, including equipment purchases, vehicles, lines of credit, and commercial real estate. Decisions are made locally, so your story and your business goals matter—not just the numbers.
- Business Services: Tools that support payments, transactions, and account management. From ACH services to debit cards and merchant services, we provide services that help your business run efficiently and get paid faster.
Not sure where to start? We’ll help you choose the right starting point based on how your business operates.
A Local Partner You Can Reach
Business banking shouldn’t feel complicated or impersonal. When you work with GCU, you get real support from a local team that understands small business needs in our communities—so you can spend less time stressing over finances and more time running your business.
What You May Need to Open a Business Account
To help the account-opening process go smoothly, we may request:
- Your business address and contact information
- Your Tax Identification Number (EIN) or Social Security Number (depending on business type)
- A valid photo ID for each owner and/or authorized signer
- Documents that confirm your business structure (such as a business license, registration, operating agreement, or other formation documents)
Depending on your business type, additional documentation may be required.
Ready to Connect?
Whether you’re opening a new account, exploring financing options, or looking for better tools to manage business finances, our team is here to help.
