Treasury Management
Tools to Move Money, Manage Cash Flow, and Protect Your Business
Guadalupe Credit Union offers Treasury Management services designed to help businesses pay faster, collect faster, reduce manual work, and strengthen fraud protection. Whether you are running payroll, paying vendors, accepting customer payments, or looking for better control over outgoing transactions, we can help you build a setup that fits how you operate.
Services Available
- ACH Origination: Send and receive electronic payments for payroll, vendor payments, and recurring collections.
- Remote Deposit Capture: Deposit checks from your office by scanning and submitting deposits electronically.
- Payroll Services: Streamline payroll and tax filing with automated tools and employee self-service access.
- Merchant Services: Accept card and mobile payments in-store, online, or on the go with secure processing.
- Fraud Prevention (Positive Pay): Verify checks and ACH transactions to help prevent unauthorized payments.
ACH Origination
ACH (Automated Clearing House) Origination lets your business send and receive electronic payments securely, quickly, and cost-effectively. It is a smart alternative to paper checks for payroll, vendors, and recurring payments.
- Save time: Automate payments and collections instead of writing and tracking checks.
- Boost security: Encrypted transactions reduce the risk of lost or stolen checks.
- Control cash flow: Schedule one-time or recurring payments and monitor activity.
Remote Deposit Capture
Remote Deposit Capture (RDC) allows your business to scan and deposit multiple checks electronically, right from your office, helping reduce trips to the branch and improve efficiency.
- Batch deposits: Scan and submit multiple checks in one deposit.
- Faster access to funds: Deposits are processed quickly, often with next-business-day availability.
- Later cut-off times: Flexible deposit windows for same-day processing.
Payroll Services
Payroll can be time-consuming and complex. Our payroll services help automate processing, support tax compliance, and provide easy access to payroll records for managers and employees.
- Save time and reduce costs: Automate payroll and reduce manual work.
- Employee self-service: Secure access to paystubs, W-2s, and tax documents.
- Compliance support: Tax filing, depositing, and reporting support for federal, state, and local requirements.
Merchant Services
The right payment processing system can reduce processing fees and make transactions easier for your customers. Accept payments in-store, online, or on the go with secure solutions.
- Accept payments anywhere: In-person, online, and mobile payment options.
- Fast transactions: Modern card readers for credit, debit, and mobile wallets.
- Security: Fraud prevention tools to help protect your business.
Fraud Prevention (Positive Pay)
Fraud threats are on the rise. Positive Pay is an advanced fraud prevention tool that helps detect, prevent, and report unauthorized transactions before they impact your bottom line.
- Prevent check fraud: Compares presented checks against your authorized list.
- Stop unauthorized ACH: Filters or blocks electronic payments that do not match your preset criteria.
- Stay in control: Review flagged transactions and approve or reject in real time.
Ready to Get Started?
If you would like to set up treasury services or learn which options fit your business, our team is here to help. Whether you’re opening a new account, exploring financing options, or looking for better tools to manage business finances, our team is here to help.
