Commercial Real Estate Loans
Financing for Property That Grows Your Business
At Guadalupe Credit Union, we provide commercial real estate loans to help your business purchase, refinance, expand, or invest in property. Whether you’re acquiring a new space, renovating an existing one, or buying land for future development, our flexible lending options and local decision-making make the process easier and more accessible.
Commercial Real Estate Loan Options
- Owner-Occupied Property Loans: Financing for buildings your business will occupy, including offices, retail spaces, warehouses, and more.
- Investment Property Loans: Loans for income-producing real estate, such as rental buildings or multi-tenant sites.
- Refinance & Renovation Loans: Refinance existing commercial debt or fund improvements to enhance property value and efficiency.
- Land Acquisition Loans: Financing to purchase land for future expansion or development projects.
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Unsure which loan type matches your project? We’ll help you explore your options and find the path that fits your business goals and property plans.
Why Choose GCU for Commercial Real Estate?
Our lending approach is centered on community, flexibility, and local insight:
- Local Lending Decisions: Your loan is reviewed locally by people who understand the Northern New Mexico market and business environment.
- Competitive Terms: Flexible repayment schedules and competitive rates tailored to your business’s financial needs.
- Personalized Support: Dedicated support throughout the process, from application to closing and beyond.
What You’ll Typically Need
To help move the process along, we may request:
- Business and ownership details
- Tax Identification Number (EIN)
- Property information and appraisal
- Financial statements and income documentation
Requirements may vary depending on loan type and property use.
Let’s Talk About Your Property
If you’re planning a commercial real estate purchase, refinance, or expansion, our team is here to guide you every step of the way. Whether you’re opening a new account, exploring financing options, or looking for better tools to manage business finances, our team is here to help.
