Business Checking Accounts
Flexible accounts that grow with your business
Whether you’re just starting out or managing a growing business, Guadalupe Credit Union has checking solutions built to support you every step of the way. Explore three options built for different business needs, all with the local service and personal support you can count on.
Compare at a Glance
| Feature | Small Business Checking | Worry-Free Business Checking | Worry-Free Business Plus |
|---|---|---|---|
| Monthly Maintenance | $9.99 (Waived with $500 balance1) | $14.99 | $29.99 |
| Credit Transactions / Month | 10 | 50 | 100 |
| Debit Transactions / Month | 25 | 100 | 250 |
| Excess Transactions | $0.75 each | $0.75 each | $0.75 each |
| Treasury Management Access | Yes (fees apply) | Yes (fees apply) | Yes (fees apply) |
| Business Sense® Benefits | No | Yes | Yes |
1 Minimum daily balance requirement.
Small Business Checking
- 10 credit / 25 debit transactions included monthly
- Visa® Debit Card included
- Free Online & Mobile Banking
- E-Statements for easy recordkeeping
Monthly Fee: $9.99 (waived with $500 balance)
Worry-Free Business Checking
- 50 credit / 100 debit transactions included monthly
- Unlimited check writing
- Free Online & Mobile Banking
- Business Sense® Benefits included
Monthly Fee: $14.99
Worry-Free Business Plus Checking
- 100 credit / 250 debit transactions included monthly
- Premium support features
- Free Online & Mobile Banking
- Business Sense® Benefits included
Monthly Fee: $29.99
Business Sense® Benefits
Included at no extra cost with Worry-Free Business and Worry-Free Business Plus accounts:
- Data Breach Solutions
- Small Business Monitoring
- Legal Services Access
- Private WiFi® protection
- Identity Theft Protection & Monitoring
- Credit Report & Score Access
- Cell Phone Protection
- Telehealth and Health Discounts
- Travel, Shopping, and Rewards
Registration/activation required for some services. Terms, limits, and exclusions apply. Not insurance. See guide to benefits for full details.
How to Open Your Account
- Valid government-issued ID for all signers
- EIN or Social Security Number (if no EIN)
- Business-specific documents (Articles, Licenses, Agreements as required)
All owners/signers must be present. GCU verifies good standing with the NM Secretary of State when applicable.
Download Checklist (English) | Descargar Lista (Español)
Grow with GCU
- Business Loans: Financing for equipment, vehicles, and growth needs.
- Financial Coaching: Free, personalized support for budgeting and planning.
Federally insured by NCUA. Business Sense® benefits are provided with eligible accounts through third-party providers; terms and exclusions apply.
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