Business Loans
Financing Built Around Your Business
At Guadalupe Credit Union, we understand that no two businesses grow the same way. That’s why our business lending focuses on flexibility, local decision-making, and real conversations—so you can access financing that supports how your business actually operates.
Whether you’re starting out, expanding, or managing seasonal needs, our business loans are designed to help you move forward with confidence.
Our Business Lending Options
- Business Lines of Credit: Flexible access to funds for working capital, cash flow gaps, and short-term needs. Draw what you need, when you need it.
- Equipment Loans: Financing for tools, equipment, machinery, and technology that help your business operate and grow.
- Business Vehicle Loans: Loans for cars, trucks, vans, or fleet vehicles used for business purposes.
- Commercial Real Estate Loans: Financing for owner-occupied properties, expansions, renovations, or property purchases.
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Not sure which option fits your needs? We’ll help you explore the right solution based on your business goals and financial situation.
Why Borrow with GCU?
Our business lending approach is centered on relationships—not just applications.
- Local Decisions: Your loan is reviewed locally by people who understand Northern New Mexico businesses.
- Personal Guidance: Work directly with a business lending team that takes time to understand your operation.
- Flexible Structures: Loan terms designed to align with your cash flow and business cycle.
What You’ll Typically Need
To help move the process along, we may request:
- Basic business and ownership information
- Tax Identification Number (EIN) or Social Security Number (depending on business type)
- Financial statements or income documentation
- Details about the loan purpose and collateral, if applicable
Every request is different, and requirements may vary based on loan type.
Let’s Talk About Your Business
If you’re considering financing—or just want to understand your options—our team is here to help you plan next steps.
