Guadalupe Credit Union Go to main content

CD Rates

Share Certificates
Effective Date: December 5, 2023
Early Surrender Penalties Apply
TermsMinimumDividend RateAPY (Annual Percentage Yield)
3 Month $500.00 1.00% 1.00%
3 Month Royalty (Age 65+) $500.00 1.05% 1.05%
6 Month $500.00 4.30% 4.39%
6 Month Royalty (Age 65+) $500.00 4.35% 4.44%
7 Month $1,000.00 4.95% 5.06%
12 Month $500.00 4.10% 4.18%
12 Month Royalty (Age 65+) $500.00 4.15% 4.23%
13 Month CD SPECIAL $1,000.00 5.00% 5.12%
24 Month $500.00 3.25% 3.30%
24 Month Royalty (Age 65+) $500.00 3.30% 3.35%
36 Month $500.00 2.95% 2.99%
36 Month Royalty (Age 65+) $500.00 3.00% 3.04%
48 Month $500.00 2.33% 2.36%
48 Month Royalty (Age 65+) $500.00 2.38% 2.41%

Youth Starter Certificate
Effective Date: December 5, 2023
New Money Can Be Added
TermMinimumDividend RateAPY (Annual Percentage Yield)
12 Month (Age 18 and under) $250.00 1.75% 1.76%

Direct Deposit Certificate
Effective Date: December 5, 2023
Funding & Additions Through Direct Deposit Or Scheduled ACH Deposits
TermMinimumDividend RateAPY (Annual Percentage Yield)
18 Month $500.00 1.75% 1.76%

Pay Yourself First CD
Effective Date: December 5, 2023
Term Length Matches Length Of Loan. Direct Deposit Required. Click Here for more information.
TermMinimumDividend RateAPY (Annual Percentage Yield)
(Ex. 36 month auto loan = 36 month cert.) No more than 10% of loan payment*   Varied**

*Direct Deposit required for loan payments and certificate funding. Certificate additions limited to an amount no more than 10% of loan payment.
**APR/APY varied based on type of loan and borrower's qualifications.

Individual Retirement Accounts (IRA)
Effective Date: December 5, 2023
Traditional & Roth Options Available For Renewal Only For Either Club Or Certificate Accounts
TermDividend RateAPY (Annual Percentage Yield)
IRA Club 0.10% 0.10%
12 Month IRA CD 0.45% 0.45%
18 Month IRA CD 0.55% 0.55%
24 Month IRA CD 0.60% 0.60%

Go to main navigation
Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
 
Routing Number: 307084347
 
Federally Insured by NCUA
Equal Housing Opportunity
NMLS # 709308
Guadalupe Credit Union FacebookGuadalupe Credit Union InstagramGuadalupe Credit Union TwitterGuadalupe Credit Union YouTubeGuadalupe Credit Union TikTok
Love My Credit Union Rewards