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Borrow & Save


Easy money. No credit is needed.


Guadalupe Credit Union has a payday loan alternative for you. We understand that payday loans may seem like a good solution to help you make ends meet, but the high cost involved with them can really have a negative impact on your budget.

GCU's Borrow & Save is a small and simple personal loan that puts money in your pocket, without a credit check, at an affordable rate.

In addition, it has a savings component. After you have finished paying off the loan, you will have money in savings for you to use.

No appointment necessary; get details and apply on the cashier line at any GCU branch.


  •  Multiple options available.
  •  Direct Deposit Required
  •  When loan is paid off, you'll have money in your savings to use or keep.
  •  Immediate approval without credit check.*


If you would like to schedule an appointment with one of our financial coaches to work on your budget or to help you get out of a payday loan cycle, please contact us.

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
Routing Number: 307084347
Federally Insured by NCUA
Equal Housing Opportunity
NMLS # 709308
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