Loan Services
Debt Protection with Life Plus
Do everything you can to take care of the ones you love. Life can take some unexpected turns. That's why there's Debt Protection with Life Plus. Financial Protection for the unexpected – protect the ones that matter most.
Debt Protection with Life Plus could help your family’s financial situation against a variety of covered life events:
- Involuntary Unemployment
- Disability
- Death
For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
- Death of a non-protected dependent
Download a brochure here.
Take an important step toward financial security. Ask us about Debt Protection with Life Plus, today!
Mechanical Repair Coverage
Optional protection against unexpected repair costs. A breakdown can be troubling enough without the added worry of expensive repairs.
Don't let a total loss become a financial loss, learn more about GAP Plus with Deductible Assistance. Drive with confidence, knowing we’ve got your back. Mechanical Repair Coverage (MRC) can help limit unexpected covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs.
Download a brochure here.
The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured.
GAP Plus with Deductible Assistance
Optional financial proteciton on your vehicle loan that helps you drive with confidence. Don't let a total loss become a financial loss, learn more about GAP Plus with Deductible Assistance.
Coverage options that protect your vehicle loan – and your finances.
- GAP: May reduce or even eliminate the shortfall between what your vehicle insurance will cover and what you owe on your loan if your vehicle is deemed a total loss.
- GAP Plus: Can help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need.
- Deductible Assistance: Designed to provide financial relief when your vehicle is damaged, but not deemed a total loss. If auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe.
Download a brochure here.
Optional financial protection on your vehicle loan that helps you drive with confidence. Talk to us today about how we can help protect you from sudden out-of-pocket expenses with GAP Plus with Deductible Assistance.
GAP, which includes deductible assistance, is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
Go to main navigation
