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Overdraft Protection

We’ve all forgotten about an automatic payment or miscalculated our budget – that’s life!

We understand you have a lot to juggle and if you unintentionally overdraw your checking account or worry you don't have enough money to cover an unexpected expense, we’ve got you covered with Overdraft Protection. Overdraft Protection is a service that uses the funds in your other qualified Guadalupe Credit Union accounts to cover insufficient funds in your checking account.

Call us at 505-982-8942, 1-800-540-5382 or visit one of our local GCU locations today to set up overdraft protection on your GCU checking account.

What are Qualified Accounts for Overdraft Protection?

By other qualified accounts, we mean your Guadalupe Credit Union:

  • Savings Account
  • Special Savings Account
  • Money Market Account
  • Personal Line of Credit

More than one account can be used to cover your transactions. You choose which qualified accounts you want to link to your Checking Account other than your Savings Account, which is automatically linked.

Looking to set up your Free Overdraft Protection?

It’s really simple. You can call us at 505-982-8942, 1-800-540-5382 or visit one of our local GCU locations, and we’d be happy to help you.

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
Routing Number: 307084347
Federally Insured by NCUA
Equal Housing Opportunity
NMLS # 709308
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