Share-Secured Loans

A share-secured loan may offer a lower rate than other types of loans because it uses funds in a savings account, either a shares account, a certificate of deposit account, or a money market account, as collateral for your loan. These loans are the perfect way to build or rebuild your credit!

Money can be pledged from any GCU share savings account or a GCU certificate of deposit to secure the loan. You get an extremely low rate on your loan, you don't have to spend your savings, and when you make regular payments on time, you build good credit.

•  The promised funds are put on hold and available for withdrawal as the loan principal decreases.
•  Fixed or variable rate options available.
•  Share Secured VISA® credit cards also available.