Loans Built Around Your Goals
Explore GCU Lending Options in One Convenient Place
Whether you’re buying a vehicle, purchasing a home, covering an unexpected expense, or building credit, Guadalupe Credit Union offers loan options designed for real life. Explore the categories below to find the option that best fits your needs. Not sure where to start? Our lending team is here to help you compare options and take the next step with confidence.
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Vehicle Loans
From daily transportation to weekend adventures, GCU offers financing options to help you get where you need to go.
- New & Used Auto Loans: Finance a new or used vehicle with flexible options and local support. Learn more about Auto Loans.
- AutoSMART: Research vehicles, compare options, and shop with more confidence. Explore AutoSMART.
- Motorcycles, RVs & Boats: Get financing for recreational vehicles, motorcycles, boats, and more. Learn more about Recreational Vehicle Loans.

Home Loans
Whether you’re buying your first home, purchasing land, or exploring mobile home financing, GCU is here to help you move forward.
- Mortgage Loans: Explore mortgage solutions, first-time homebuyer options, fixed-rate mortgages, land loans, HELOCs, and more. Explore Mortgage Options.
- Mobile Home Loans: Financing options for mobile homes and manufactured housing needs. Learn more about Mobile Home Loans.

Personal Loans
Life comes with planned expenses and unexpected moments. GCU offers personal lending options that can help you manage both.
- Personal Loans: Flexible financing for expenses, events, projects, or debt consolidation. Learn more about Personal Loans.
- Borrow & Save Loans: A small-dollar loan option that helps you borrow while building savings. Learn more about Borrow & Save.
- Emergency Fast Cash Loans: A quick loan option for unexpected expenses. Learn more about Emergency Fast Cash.
- Check Guard Line of Credit: A line of credit that can help provide added protection for your checking account. Learn more about Check Guard.
- Smart-E Loans: Financing for eligible energy efficiency and home improvement projects. Learn more about Smart-E Loans.

Credit Cards & Credit Building
Whether you want everyday purchasing flexibility or a tool to help build credit, GCU has options to support your financial goals.
- VISA® Credit Card: A convenient credit card option for purchases, travel, and everyday use. Learn more about the VISA® Credit Card.
- Share-Secured VISA® Credit Card: A helpful option for members looking to establish or rebuild credit. Learn more about the Share-Secured VISA® Credit Card.
- Share-Secured Loans: Borrow against your savings while keeping your funds in place. Learn more about Share-Secured Loans.

Need Help Choosing?
If you’re not sure which loan fits your needs, our team can help you review your options and choose a path that makes sense for your situation.
* Subject to member eligibility and credit approval. Lending restrictions apply, see a loan officer for details. GCU is an Equal Opportunity Lender.
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