Empower Your Dreams

What Are Personal Loans?

Personal loans are a type of loan that you can use for almost any purpose. Unlike a mortgage or car loan, which must be used to buy a house or a vehicle, personal loans can be used for a variety of things, like consolidating debt, paying for a vacation, or covering unexpected expenses. When you take out a personal loan, you borrow a specific amount of money and agree to pay it back over a set period, usually with fixed monthly payments.

Why Consider One?

Personal loans are versatile and can help you manage many different financial needs:

• Travel: Plan that dream vacation without the stress of saving up all the money upfront.
• Home Improvements: Make the upgrades or repairs you’ve been wanting to increase the comfort and value of your home.
• Major Purchases: Whether it’s a new motorcycle or essential electronics, personal loans can help you make significant purchases.
• Flexibility: Use the loan for any purpose that helps you achieve your goals and dreams.

How to Apply

Applying for a personal loan at GCU is straightforward and can be done in a few different ways:

• Online: Fill out a quick form on our website to indicate your loan interest and provide your contact information. Our lenders will follow up to guide you through the process.
• In Person: Visit any GCU branch and talk to a loan officer who can assist you with your application.
• By Phone: Contact a GCU loan officer directly at 505-982-8942 for personalized assistance.

Benefits of a GCU Personal Loan

We offer a variety of loan options with flexible terms and competitive rates. Plus, our loan officers are here to find solutions to meet your needs. We’ll discuss how we can help you achieve your dreams while staying on your financial path.

Managing Your Loan

Once you’ve secured your personal loan, it’s important to manage it wisely. Create a budget that includes your loan repayments to ensure you stay on track. It’s also important that you maintain good financial habits, like on-time payments and money tracking, to keep your finances healthy.

Take the First Step

A personal loan from GCU can be the first step towards achieving your goals. Don’t wait to turn your dreams into reality. Contact us today for personalized assistance and explore your options. We’re here to support you every step of the way.

* Subject to member eligibility and credit approval. Lending restrictions apply, see a loan officer for details. GCU is an equal opportunity lender.