Home Equity Line of Credit (HELOC)

A HELOC is an ideal way to use the equity in your home to pay for ongoing expenses like education, home improvements, or medical bills.

Once your loan closes, you can access your funds for 5 years without having to reapply

•  The minimum credit line is $ 5,000; The maximum is $ 100,000.
•  The minimum drawing is $ 500.
•  The home must be located in Santa Fe, San Miguel, Río Arriba, Bernalillo, Sandoval, Torrance, Taos, Mora or Colfax counties.
•  Interest-only payments during the draw period. After the draw period, you can pay off your loan, set up amortized payments over 10 years, refinance, or apply for a new HELOC.

Are you interested in a HELOC?

Visit one of our branches or submit an online application below.