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First Time Home Buyer

Your Journey Begins Here


Embarking on the journey of buying your first home is exciting—and with Guadalupe Credit Union by your side, it's also straightforward and stress-free. We understand that purchasing a home is a significant commitment, which is why we're dedicated to providing you with all the tools, resources, and personalized support you need to make informed, confident decisions.

Why Start Your Home Buying Journey with GCU?

  • Personalized Rate Quotes: Find out what you could qualify for. Use our mortgage estimate calculator for a personal rate quote that fits your financial situation.
  • Comprehensive Purchase Calculators: Understand the full picture of home ownership, from up-front costs to ongoing monthly expenses. Our range of financial calculators helps you gauge what you can afford, ensuring you're prepared for every step of the home buying process.
  • Streamlined Online Application: Ready to take the next step? Our online application process is simple, fast, and secure. Answer a few questions about yourself to get started on securing your home loan today.
  • Local Knowledge, Personalized Assistance: Your dream home in Santa Fe, San Miguel, Río Arriba, Bernalillo, Sandoval, Torrance, Taos, Mora, or Colfax counties awaits. With our deep local expertise, we'll guide you through every step of the home buying process.

NM adobe home

Empowering Tools and Resources:

  • Mortgage Estimate Calculator: Kickstart your journey by getting an estimate of your potential mortgage payments. It's the first step to understanding what's within your reach.
  • Financial Calculators: Dive deeper with calculators designed to help you assess the up-front and ongoing costs of home ownership. Knowledge is power—especially when it comes to budgeting for your new home.

Learn More and Get Started: Buying a house doesn't have to be daunting. With the right information and support, you'll navigate the home buying process like a pro. Check out our tools and information below to gain a better understanding of what's needed to make your dream home a reality.



For any questions or to get more personalized guidance, don't hesitate to email us or call us at 505-216-0518. Our team is here to help you every step of the way.


Subject to member eligibility and credit approval. Lending restrictions apply, see a mortgage loan officer for details. GCU is an equal opportunity lender. If you have any questions, please email us or call us at 505-216-0518. NMLS # 709308.

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
Routing Number: 307084347
Federally Insured by NCUA
Equal Housing Opportunity
NMLS # 709308
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