First Time Home Buyer

To get your personal rate quote, use a purchase calculator, or to apply online, click here.

Buying a house is a big commitment, but if you know what to expect it doesnt have to be stressful or confusing. Guadalupe Credit Union provides you with the tools and resources you need to be confident in making those life-changing decisions. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience. To get a better understanding of what is needed for the home buying process, check out some of our tools down below. 

Property must be located in Santa Fe, San Miguel, Río Arriba, Bernalillo, Sandoval, Torrance, Taos, Mora, or Colfax counties.

Check Rates With Our Loan Consultant

The Loan Consultant feature determines the products and rates that match your needs.

Purchase Calculators

Can you pay the up-front costs of purchasing a house as well as the ongoing monthly mortgage and other living expenses? We've provided a wide range of calculators for you to use to determine the preliminary answers.

Apply For a Home Loan

All you have to do is answer a few simple questions about yourself, your property, and your income, debts, and assets.

*Subject to member eligibility and credit approval. Lending restrictions apply, see a mortgage loan officer for details. GCU is an equal opportunity lender. If you have any questions, please email us or call us at 505-216-0518. NMLS # 709308.