Loan Rates

Borrowers with no credit qualify for E rates.

Auto Loans
Effective Date: January 9, 2023
Paper ClassInterest Rate - APR
Up to 60 Months
740+ 4.64%
700-739 5.64%
660-699 6.64%
620-659 (or none) 9.64%
580-619 12.89%
579 and less 16.89%
Up to 72 Months
740+ 4.79%
700-739 5.79%
660-699 7.29%
620-659 (or none) 10.29%
580-619 13.54%
579 and less 17.54%
Up to 84 Months
740+ 5.29%
700-739 6.29%
660-699 7.54%
620-659 (or none) 10.79%
580-619 14.04%
579 and less 18.04%

Classic Autos & Autos Over 20 Years Old
Effective Date: January 9, 2023
Paper ClassInterest Rate - APR
Up to 60 Months
740+ 6.99%
700-739 7.99%
660-699 10.24%
620-659 (or none) 13.25%
580-619 16.49%
579 and less 20.49%

Recreational Vehicles, Boats, & Camper Rates
Effective Date: January 9, 2023
Paper ClassInterest Rate - APR
Up to 84 Months and Under $30,000
740+ 6.74%
700-739 7.74%
660-699 9.99%
620-659 (or none) 12.74%
580-619 15.99%
579 and less 19.99%
Up to 120 Months and Over $30,000
740+ 6.99%
700-739 7.99%
660-699 9.99%
620-659 (or none) 12.99%
580-619 15.99%
579 and less 19.99%

Unsecured Loans
Effective Date: January 9, 2023
Credit ScoreInterest Rate - APR
740+ 11.49%
700-739 12.49%
660-699 13.99%
620-659 (or none) 17.49%
580-619 19.74%
579 and less 20.49%

VISA® Unsecured
Effective Date: January 9, 2023
VISA®Interest Rate - APR
740+ 8.49%
700-739 9.99%
660-699 13.92%
620-659 (or none) 14.99%
580-619 16.99%
579 and less 21.99%

Share Secured VISA®
Effective Date: January 9, 2023
Maximum LimitInterest Rate - APR
No Maximum 13.92%

Borrow & Save
Effective Date: January 9, 2023
Gross Monthly IncomeInterest Rate - APR
$2,200.00 21.90%
$1,500.00 21.90%
$900.00 21.90%
$700.00 21.90%

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
505-982-8942 | 1-800-540-5382

Routing Number: 307084347

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