Loan Rates

Borrowers with no credit qualify for E rates.

Auto Loans
Effective Date: July 29, 2021
Paper ClassInterest Rate - APR
Up to 60 Months
740+ 2.74%
700-739 3.74%
660-699 4.74%
620-659 (or none) 7.99%
580-619 10.99%
579 and less 14.99%
Up to 72 Months
740+ 3.24%
700-739 4.24%
660-699 5.24%
620-659 (or none) 8.99%
580-619 11.99%
579 and less 15.99%
Up to 84 Months
740+ 3.74%
700-739 4.74%
660-699 5.74%
620-659 (or none) 9.49%
580-619 12.49%
579 and less 16.49%

Classic Autos & Autos Over 20 Years Old
Effective Date: July 29, 2021
Paper ClassInterest Rate - APR
Up to 60 Months
740+ 6.49%
700-739 7.49%
660-699 9.49%
620-659 (or none) 12.49%
580-619 15.49%
579 and less 19.49%

Recreational Vehicles, Boats, & Camper Rates
Effective Date: July 29, 2021
Paper ClassInterest Rate - APR
Up to 84 Months and Under $30,000
740+ 6.24%
700-739 7.24%
660-699 9.24%
620-659 (or none) 12.24%
580-619 15.24%
579 and less 19.24%
Up to 120 Months and Over $30,000
740+ 6.99%
700-739 7.99%
660-699 9.99%
620-659 (or none) 12.99%
580-619 15.99%
579 and less 19.99%

Unsecured Loans
Effective Date: July 29, 2021
Credit ScoreInterest Rate - APR
740+ 10.99%
700-739 11.99%
660-699 12.99%
620-659 (or none) 14.99%
580-619 16.99%
579 and less 19.99%

VISA® Unsecured
Effective Date: July 29, 2021
VISA®Interest Rate - APR
740+ 8.49%
700-739 9.99%
660-699 13.92%
620-659 (or none) 14.99%
580-619 16.99%
579 and less 21.99%

Share Secured VISA®
Effective Date: July 29, 2021
Maximum LimitInterest Rate - APR
No Maximum 13.92%

Borrow & Save
Effective Date: July 29, 2021
Gross Monthly IncomeInterest Rate - APR
$2,200.00 21.90%
$1,500.00 21.90%
$900.00 21.90%
$700.00 21.90%

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
505-982-8942 | 1-800-540-5382

Routing Number: 307084347

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