| Auto Loans |
| Effective Date: January 9, 2023 |
| Paper Class | Interest Rate - APR |
| Up to 60 Months |
| 740+ |
4.64% |
| 700-739 |
5.64% |
| 660-699 |
6.64% |
| 620-659 (or none) |
9.64% |
| 580-619 |
12.89% |
| 579 and less |
16.89% |
| Up to 72 Months |
| 740+ |
4.79% |
| 700-739 |
5.79% |
| 660-699 |
7.29% |
| 620-659 (or none) |
10.29% |
| 580-619 |
13.54% |
| 579 and less |
17.54% |
| Up to 84 Months |
| 740+ |
5.29% |
| 700-739 |
6.29% |
| 660-699 |
7.54% |
| 620-659 (or none) |
10.79% |
| 580-619 |
14.04% |
| 579 and less |
18.04% |
| Classic Autos & Autos Over 20 Years Old |
| Effective Date: January 9, 2023 |
| Paper Class | Interest Rate - APR |
| Up to 60 Months |
| 740+ |
6.99% |
| 700-739 |
7.99% |
| 660-699 |
10.24% |
| 620-659 (or none) |
13.25% |
| 580-619 |
16.49% |
| 579 and less |
20.49% |
| Recreational Vehicles, Boats, & Camper Rates |
| Effective Date: January 9, 2023 |
| Paper Class | Interest Rate - APR |
| Up to 84 Months and Under $30,000 |
| 740+ |
6.74% |
| 700-739 |
7.74% |
| 660-699 |
9.99% |
| 620-659 (or none) |
12.74% |
| 580-619 |
15.99% |
| 579 and less |
19.99% |
| Up to 120 Months and Over $30,000 |
| 740+ |
6.99% |
| 700-739 |
7.99% |
| 660-699 |
9.99% |
| 620-659 (or none) |
12.99% |
| 580-619 |
15.99% |
| 579 and less |
19.99% |
| Unsecured Loans |
| Effective Date: January 9, 2023 |
| Credit Score | Interest Rate - APR |
| 740+ |
11.49% |
| 700-739 |
12.49% |
| 660-699 |
13.99% |
| 620-659 (or none) |
17.49% |
| 580-619 |
19.74% |
| 579 and less |
20.49% |
| VISA® Unsecured |
| Effective Date: January 9, 2023 |
| VISA® | Interest Rate - APR |
| 740+ |
8.49% |
| 700-739 |
9.99% |
| 660-699 |
13.92% |
| 620-659 (or none) |
14.99% |
| 580-619 |
16.99% |
| 579 and less |
21.99% |
| Share Secured VISA® |
| Effective Date: January 9, 2023 |
| Maximum Limit | Interest Rate - APR |
| No Maximum |
13.92% |
| Borrow & Save |
| Effective Date: January 9, 2023 |
| Gross Monthly Income | Interest Rate - APR |
| $2,200.00 |
21.90% |
| $1,500.00 |
21.90% |
| $900.00 |
21.90% |
| $700.00 |
21.90% |
