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Summer Savings Made Easy


Summer is a time for fun, adventure, and relaxation, but it can also come with extra expenses. Whether you’re planning a vacation, attending festivals, or just hanging out with friends, managing your money wisely can help you enjoy the season without financial stress. Here’s how to make the most of your summer while keeping your budget in check.

Create a Summer Budget

Start by setting up a realistic budget for your summer activities. Knowing how much money you’ll have and what you’ll need to spend can help you avoid overspending. Track your income and expenses by listing all sources of income, including part-time jobs or side gigs. Note down your expected expenses like travel, events, and daily outings. Set spending limits by allocating specific amounts for each activity or category. This helps you stay within your budget and prioritize your spending.

Tips for Saving Money

  1. Plan Ahead for Vacations
  • Book Early: Get discounts on flights, accommodations, and tickets by booking in advance.
  • Affordable Travel Options: Consider road trips, staycations, or visiting nearby attractions to save money.
  1. Utilize Discounts and Deals
  • Student Discounts: Use your student ID to get lower prices on entertainment, dining, and shopping.
  • Deal Apps: Use apps to find the best deals and promotions on activities and meals.
  1. DIY Fun Activities
  • Organize Picnics and enjoy free or low-cost outdoor activities.
  • Home Movie Nights: Host movie nights at home with friends instead of going out.
  • Potluck Dinners: Arrange potluck dinners where everyone brings a dish, saving money on food.

Manage Your Expenses Wisely

Prioritizing your spending is crucial. Focus on what matters most to you and spend money on activities that are most important. Set aside funds for these first. Avoid impulse purchases by sticking to your budget and thinking twice before buying something unnecessary. Consider if it fits within your budget and priorities.

Save and Earn Extra Money

Consider taking on part-time jobs or gigs to boost your income. Look for seasonal work or explore freelance opportunities that fit your schedule and skills. Selling unused items can also help you earn extra money. Declutter your space and sell items you no longer need online or at a garage sale. Use online platforms to reach more buyers.

Enjoy a Financially Stress-Free Summer

By planning ahead, saving, and managing your expenses wisely, you can enjoy a fantastic summer without the worry of overspending. Take control of your finances and make this summer both fun and budget-friendly. Not sure where to start when planning your summer budget? Talk to a financial coach today for personalized advice and tips to help you make the most of your money this season.

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
Routing Number: 307084347
Federally Insured by NCUA
Equal Housing Opportunity
NMLS # 709308
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