Guadalupe Credit Union Go to main content

Online Banking

Share-Secured Loans

A Share-Secured Loan can offer a lower rate than other types of loans because it uses funds in a savings account — either a share account, share certificate account or money market account — as collateral for your loan. These loans are the perfect way to build or rebuild your credit!

Money can be pledged from any GCU share savings account or a GCU certificate to secure the loan. You get an extremely low rate on your loan, you don’t have to spend your savings, and when you make regular on-time payments, you build good credit history.

  • Pledged funds are put on hold and become available for withdrawal as the loan principal decreases.
  • Fixed or variable rate options available.
  • Share-Secured VISA® credit cards also available. 

Interested in a personal loan?

Visit one of our branches or submit an online request, below.

* Required Fields
Preferred Contact:
Type of Loan:
Security Code:

Go to main navigation

Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
505-982-8942 | 1-800-540-5382

Routing Number: 307084347

Guadalupe Credit Union FacebookGuadalupe Credit Union InstagramGuadalupe Credit Union TwitterGuadalupe Credit Union YouTube
Love My Credit Union Rewards