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Home Equity Line of Credit (HELOC)

A HELOC is an ideal way to use the equity in your home to pay for ongoing expenses such as education, home improvement, or medical bills.

Once your loan closes, you can access your funds for 5 years without having to reapply.

  • Minimum credit line is $5,000; Maximum is $100,000.
  • Minimum draw is $500.
  • Home must be located in Santa Fe, San Miguel, Rio Arriba, Bernalillo, Sandoval, Torrance, Taos, Mora or Colfax counties.
  • Interest-only payments during draw period. After draw period, you can pay off your loan, set up payments amortized over 10 years, refinance, or apply for a new HELOC.

Interested in a HELOC?

Visit one of our branches or submit an online request, below.

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
505-982-8942 | 1-800-540-5382

Routing Number: 307084347

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