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Fee Schedule

Account Fees
Effective Date: July 1, 2018
TypeFee
New Membership $1.00
Early Closure $5.00 (If Closed Within 90 Days From Opening)
ACH NSF $30.00 Per Item Or Per Month If Min. Avg. Daily Bal. Not Met
Low Balance $5.00
Escheatment Fee $50.00

Club Fees
Effective Date: July 1, 2018
TypeFee
Christmas Club Early Withdrawal $5.00 Per Withdraw
Systematic Club Early Withdrawal $15.00 Per Withdraw

Premier & Money Market Fees
Effective Date: July 1, 2018
TypeFee
Money Market $5.00 Per Withdraw (Less Than $100.00)
Premier Money Market $10.00 Per Withdraw (Less Than $1,000.00)
Account Withdrawals $5.00 After 6th Withdraw In One Month Or Per Month If Min. Avg. Daily Bal. Not Met
Low Balance $7.00

Share Draft (Checking) Fees
Effective Date: July 1, 2018
TypeFee
Worry Free Maintenance $3.95 Per Month
Worry Free Plus Maintenance $5.95 Per Month
2nd Chance Debit Card Maintenance $10.00 Per Month
NSF (Non Sufficient Funds) $30.00 Per Item Or Per Month If Min. Avg. Daily Bal. Not Met
Investment Checking Low Balance $10.00
Check Printing Varies By Style
Counter Checks $2.00 Per Sheet (12 Free/3 Months)
ACH/Courtesy Pay/Reoccuring Debit NSF $30.00 Per Item
Debit/ATM Replacement $5.00

Safe Deposit Box Fees
Effective Date: July 1, 2018
TypeFee
Annual Rent
3x5 Box Size $15.00
3x10 Box Size $24.00
5x10 Box Size $40.00
7x10 Box Size $60.00
10x10 Box Size $80.00
Drilling & Lock Replacement Cost At Time Of Service
Lost Key $15.00 For All Boxes

Electronic Money Transfers/Wires
Effective Date: July 1, 2018
TypeFee
Outgoing Wire Transfer - USA $15.00 Per Transfer
Outgoing Wire Transfer - International $55.00 Per Transfer
Viamericas $10.00 Per $1,000.00
Viamericas (Non-Member) $15.00 Per $1,000.00
Western Union $15.00 Per Item

Other Service Fees
Effective Date: July 1, 2018
TypeFee
Account Reconciliation $20.00 Per Hour (Excess Of One Hour)
Account Research $30.00 Per Hour (Excess Of One Hour)
Statement Copy $2.00 Per Item
Charge Back Item $30.00 Per Item (Funds Not In Acct.), $10.00 Per Item (Funds In Acct.)
Items Sent For Collection Collection Costs Vary
Official Check (Payable To Member) 1 Free Per Day, Then $5.00 Each
Official Check (Not Payable To Member) Not Over $1,000.00, Then $5.00 Each
Inactivity $5.00 (Balance Less Than $500.00)
Check Draft Copy (Cleared Over 90 Days) $7.00 Per Item
Check Draft Copy (Cleared Less Than 90 Days) $3.00 Per Item
Photo Copies 5 Free Per Day, Then $0.25
Account History $2.00 Per Print Out (First Page), $1.00 (Each Additional Page)
Fax Fee $1.50
Online Bill Pay Inactivity $8.00 Per Month (After 3 Months)
Online Bill Pay $8.00 Per Month Without E-Statements
Paper Statement Delivery $1.00 Per Month
Return Mail Processing $3.00 Per item
Notary $5.00
Stop Payment $30.00 Per Request
Money Order $2.00 Per Item
Money Order Replacement $12.00 Per Item
VISAŽ International Transaction 1% In Foreign Currency
Involuntary Legal Action $100.00 Levies, Garnishment, Etc.
Check Cashing $5.00 Per Item*

*Unless member has any of the following: Total account balance is $100.00, An active GCU credit card, An active GCU loan.
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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
505-982-8942 | 1-800-540-5382

Routing Number: 307084347

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