Financial Education Topics

Becoming Debt-Free

This is one of the first and most important steps toward financial freedom! But it can be difficult to know where to begin. We will look at the whole picture with you and discuss options for your unique situation. We may even be able to find ways to save you money! GCU offers many tools to make the debt-reduction process easier, from systematic savings programs to debt consolidation loans. And because we are a not-for-profit institution dedicated to improving our members’ financial lives, you can be confident that we always put your best interests first. 

Improving Your Credit Score

When is the last time you checked your credit report? Did you know you’re entitled to at least one free report every year from each of the three major credit bureaus? Maintaining good credit health is important not only to ensure you get the best deal on your loans, but also to prevent identity theft. Less than perfect history? Afraid to look? Come see us. We can help you make a step-by-step plan to build or repair your credit. We even offer extremely low-cost secured loans and credit cards that are perfect for credit-challenged members.

Building Your Emergency Savings

Do you have enough cash in your rainy-day fund to cover 3-6 months of expenses? Most experts recommend this as an essential step in becoming financially secure, but for those of us used to living from paycheck to paycheck it can seem overwhelming. Guadalupe Credit Union offers several tools that make it easy to start building peace of mind. Our systematic savings programs are a great place to start. 

Sending A Child To College

The rising cost of tuition is enough to make any parent nervous. We can help you calculate how much you’ll need to save. If the college brochures are already starting to pile up, come see us to talk about other options to help your children reach their dreams, like a Home Equity Line of Credit. And be sure to ask us about the annual scholarship offered by the New Mexico Credit Union Education Foundation!

Buying A Car

Think of Guadalupe Credit Union as your secret weapon in getting a great deal on a car. We offer the same great rate, new or used, and we can even save you money on the warranty! Contact us and apply today for a pre-approval so you can shop with confidence.

Owning Your Own Home

Helping our members buy their own home might just be one of our favorite things to do. We can help you find out how much house you can afford, and we offer a wide range of mortgage options. Not ready to buy just yet? It’s never too early to start planning! Come see us to talk about easy ways to save for a down-payment. First-time home buyers may qualify for special assistance. Meet with one of our financial coaches and start your journey towards home ownership.

Retiring Comfortably

Start small and start today! Come see us to make a plan for the future. We can help you figure out how much you’ll need and what it will take to get there. 

Another Major Goal/Purchase

Whatever your dream may be, we want to help you have the money to make it possible. Come see us to create a step-by-step savings plan that’s a perfect fit for you.

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
505-982-8942 | 1-800-540-5382

Routing Number: 307084347

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