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CD Rates

Share Certificates
Effective Date: May 20, 2020
Early Surrender Penalties Apply
TermsMinimumDividend RateAPY (Annual Percentage Yield)
3 Month $500.00 0.30% 0.300%
3 Month (Age 65+) $500.00 0.35% 0.350%
6 Month $500.00 0.50% 0.501%
6 Month (Age 65+) $500.00 0.55% 0.551%
7 Month $1,000.00 0.65% 0.651%
12 Month $500.00 0.90% 0.904%
12 Month (Age 65+) $500.00 1.00% 1.005%
13 Month $1,000.00 1.10% 1.106%
24 Month $500.00 1.30% 1.308%
24 Month (Age 65+) $500.00 1.35% 1.358%
27 Month $1,000.00 1.50% 1.510%
36 Month $500.00 1.60% 1.612%
36 Month (Age 65+) $500.00 1.65% 1.662%
48 Month $1,000.00 1.70% 1.713%
48 Month (Age 65+) $1,000.00 1.75% 1.764%

Youth Starter Certificate
Effective Date: May 20, 2020
New Money Can Be Added
TermMinimumDividend RateAPY (Annual Percentage Yield)
12 Month (Age 18 or under) $250.00 1.00% 1.005%

Direct Deposit Certificate
Effective Date: May 20, 2020
Funding & Additions Through Direct Deposit Or Scheduled ACH Deposits
TermMinimumDividend RateAPY (Annual Percentage Yield)
18 Month $500.00 1.00% 1.005%

Pay Yourself First CD
Effective Date: May 20, 2020
Term Length Matches Length Of Loan. Direct Deposit Required.
TermMinimumDividend RateAPY (Annual Percentage Yield)
(Ex. 36 Month Loan = 36 Month Certificate) No More Than 10% Of Loan Payment*   Varied**

*Direct Deposit required for loan payments and certificate funding. Certificate additions limited to an amount no more than 10% of loan payment.
**APR/APY varied based on type of loan and borrower's qualifications.

Individual Retirement Accounts (IRA)
Effective Date: May 20, 2020
Traditional & Roth Options Available For Renewal Only For Either Club Or Certificate Accounts
TermDividend RateAPY (Annual Percentage Yield)
IRA Club 0.10% 0.100%
12 Month IRA CD 0.90% 0.904%
18 Month IRA CD 1.10% 1.106%
24 Month IRA CD 1.60% 1.612%

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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
505-982-8942 | 1-800-540-5382

Routing Number: 307084347

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