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10-year Fixed Rate Mortgage

To get your personal rate quote and apply online, click here.

There is comfort in knowing that your mortgage rate will remain the same. With a GCU 10-year fixed rate mortgage, your rate will stay the same for the entire term of the mortgage loan. The interest rate is fixed, which means that your principal and interest payments will not change. However, if there is an increase or decrease in taxes or the cost of hazard insurance, there will be an increase or decrease in the total dollar amount of the payment.

  •  Fixed monthly payment of principal and interest

  •  Pay off your home loan faster1

  •  Use the capital for home improvements

  •  No prepayment penalty

Property must be located in Santa Fe, San Miguel, Río Arriba, Bernalillo, Sandoval, Torrance, Taos, Mora, or Colfax counties.


1Restrictions apply. *Rates and LTV subject to credit worthiness and eligibility. Consult a mortgage loan officer for more information. If you have any questions, please email us or call us at 505-216-0518. NMLS # 709308. *Subject to member eligibility and credit approval. Lending restrictions apply, see a loan officer for details. GCU is an equal opportunity lender. 



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Guadalupe Credit Union
3601 Mimbres Lane
Santa Fe, New Mexico 87507
Routing Number: 307084347
Federally Insured by NCUA
Equal Housing Opportunity
NMLS # 709308
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