Save while you borrow with the Pay Yourself First CD

You wish you could save, but you need a new car. What do you do? With our new Pay Yourself First (PYF) CD, you can have your cake and eat it too. (And rates you won't find anywhere else!)

Here's how it works:

1. Apply for a new GCU loan
   including auto loans, mobile homes, motorcycles and more. The only loans not eligible for a PYF CD are:

·             Lines of credit

·             Credit cards

·             Smart Cash loans

Learn about how GCU can help with your next big purchase

2. We'll open a new PYF CD for you with a $0 opening balance and a rate and term that matches your loan.  
   
   
3. Choose the amount you'd like to automatically deposit to the CD--up to 10% of the amount of your payment!
   
   Automatic payroll deposits are required for both the loan payment and your PYF CD deposit, which means you don’t have to worry about late payments. Great for your credit score, great for your savings.
   
   Even better? You automatically qualify for a 0.25% auto-pay discount on your loan rate!

Example:

Let’s say you decided to buy a car and qualified for a $15,000 loan at 5.49% APR^* for 60 months.

Here’s how much you could save with a PYF CD:

Get started today! Click here for our loan application.

*Annual Percentage Rate. Loan rates and terms subject to credit approval.

** Annual Percentage Yield

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