VISA Card

• Make purchases and advances worldwide, anywhere VISA is accepted.
• FALCON monitoring helps protect you from fraudulent charges.
• $5 annual fee
• PIN issued for fee-free cash advances.
• Monthly payments are 3% of the outstanding balance with a $30 minimum.
• 25-day grace period on all new purchases. $30 late fee after 15 days past due.
• Over-limit fee: $10

Share-Secured VISA Card

The ideal way to get the convenience and security of a credit card while you are building or rebuilding your credit. Money can be pledged from your GCU savings account to secure 125% of the credit limit.

As you make regular on-time payments, you build good credit history!

• Fixed rate and simple terms. (see VISA card terms and fees at left)
• Can be converted to a regular VISA with established good credit history.

VISA Travel Card

The VISA Travel Card is a convenient and secure alternative to carrying cash or traveler’s cheques. Make purchases worldwide, wherever VISA is accepted, get cash, reload anytime, and enjoy peace of mind knowing that if your card is lost or stolen you can simply call to report it and receive a replacement

• $5.00 fee to purchase
• Can be re-loaded by phone or internet, 24 hours a day.
• Can be used for purchases or cash advances.
• Not a credit card—you will not be charged interest or extra fees.