Home Loans and HELOCs
One of our favorite things to do is help members buy a home. We have a wide variety of options available and we would love to help find the right fit for you and your family.
Not sure where to begin? You will find lots of great information and advice in our Home Buyer Center. Or come see one of our mortgage loan officers to make a plan for your situation!
Mortgages apply now »
We offer shorter-term mortgages held locally, as well as a wide range of longer-term conventional mortgages through our credit union partner, CU Members Mortgage. Get started today—give us a call, or even apply online! Rental Property apply now »
We finance rental properties in Santa Fe, San Miguel, Rio Arriba, Bernalillo, Sandoval, Torrance and Taos counties.
- Up to 80% financing available
- Low closing costs
- Work with someone you know—your loan stays right here.
Vacant Land apply now »
Purchase or refinance your land with a loan from Guadalupe Credit Union. Property must be located in Santa Fe, San Miguel, Rio Arriba, Bernalillo, Sandoval, Torrance and Taos counties.
- Up to 75% financing available.
- Competitive rates and terms
- Work with someone you know—your loan stays right here.
Home Equity Line of Credit apply now »
A HELOC is an ideal way to use the equity in your home to pay for ongoing expenses such as education, home improvement or medical expenses. Once your loan closes, you can access your funds for 5 years without having to reapply.
- Minimum credit line is $5,000; maximum is $100,000
- Minimum draw is $500
- Home must be located in Santa Fe, San Miguel, Rio Arriba, Bernalillo, Sandoval, Torrance and Taos counties.
- Interest-only payments during draw period. After draw period, you can pay off your loan, set up payments amortized over 10 years, refinance, or apply for a new HELOC.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. 